Last updated: July 9, 2026
By accessing or using Finqo ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
Finqo is a financial tracking platform that helps small business owners monitor revenue, expenses, and profitability. The Service includes AI-powered transaction categorization, receipt scanning, reporting, and tax estimation tools. We are not a financial advisor, accountant, or tax professional — information provided by the Service is for informational purposes only and should not be considered financial or tax advice.
Finqo offers a free plan and a Pro subscription. The Pro plan is billed monthly ($10/month) or annually ($72/year, billed yearly). Subscriptions auto-renew until cancelled. You may cancel your subscription at any time from your account settings — access to Pro features will end upon cancellation. Fees are non-refundable for the current billing period except where required by law.
You are responsible for the accuracy of the financial data you input or import into the Service. You agree to use the Service only for lawful purposes and in compliance with all applicable laws and regulations. You are responsible for maintaining the confidentiality of your account credentials.
You agree not to: misuse the Service, attempt to gain unauthorized access to systems, transmit malware or harmful code, scrape or reverse-engineer the Service, or use the Service to process fraudulent transactions. Violations may result in immediate account termination.
All content, features, and functionality of the Service — including but not limited to text, graphics, logos, and software — are owned by Finqo and protected by copyright, trademark, and other intellectual property laws.
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. AI-generated categorizations, insights, and tax estimates may contain errors — always verify critical financial data with a qualified professional. We do not guarantee that the Service will be uninterrupted, secure, or error-free.
To the fullest extent permitted by law, Finqo shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of profits, data, or business opportunities.
We may suspend or terminate your account at any time for violations of these Terms. Upon termination, your right to use the Service will cease immediately. You may delete your account at any time by contacting support.
We may update these Terms from time to time. We will notify users of significant changes via email or in-app notification. Continued use of the Service after changes constitutes acceptance of the updated Terms.
Questions about these Terms? Contact us through the support option in your account settings.